Digital Bank

Global fintech solutions

Empowerring you to deliver full-service banking to individuals and businesses

Silkroad Banking Architecture

SILKROAD ANY

Fully brandable digital banking solution with individual and business customer management, account services, and global payments.

Advanced frameworks from global IT companies include Oracle, ACI Worldwide, ATOS, etc.

Powerful products from international financial institutions include DBS, MasterCard, AliPay, eg.

Core Capabilities

Digital Banking
Platform

Ready-to-deploy digital banking system for banks and financial institutions, supporting individual and business customer management, account services, and global payments – fully brandable.

Payment & API
Infrastructure

Standardized payment APIs connecting to multiple global payment rails, with smart routing and automated reconciliation – fast integration for your products.

Compliance & Risk
Framework

Built-in KYC/KYB workflows, AML compliance framework, and data isolation mechanisms to help partners meet global regulatory standards.

Two Delivery Models

Option 1: API-First —
Connect Your Own Frontend

  • Full open banking API suite: accounts, payments, KYC, transactions, reconciliation
  • RESTful APIs with detailed docs and sandbox environment
  • Embed into your own App, website, or backend – go live quickly

Option 2: Ready-To-Use Application —
Branded Digital Banking System

  • Out-of-the-box web and mobile apps for personal & business banking
  • Fully brandable: replace with your logo, colors, domain
  • Flexible configuration: fees, reconciliation rules, feature modules
Platform Feature Overview

Platform Feature Overview

Personal Banking

  • Online onboarding & KYB
  • Corporate account management, fund concentration
  • Global remittance (with contract/customs docs)
  • User & permission management
  • Bank reconciliation statements, e-statementscertificates
  • Integration with core systems/ERP
  • Transaction history & report export

Business Banking

  • Online onboarding & KYB
  • Corporate account management, fund concentration
  • Global remittance (with contract/customs docs)
  • User & permission management
  • Bank reconciliation statements, e-statements
  • Integration with core systems/ERP
  • Transaction history & report export
Security & Compliance Cards

Security & Compliance

Fund
Security

Client funds held in segregated accounts at partner licensed banks

Compliance
Framework

Built-in KYC/KYB and AML workflows to meet global regulations

Data
Protection

End-to-end encryption, physical data isolation

Risk
Surveillance

Real-time identification and blocking of high-risk transactions

Ready to build next-generation Digital Banking?